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Apply for HSBC Personal loan, Home Loan Interest Rates, Eligibility Criteria

How to get HSBC Personal loan and Home Loans, Interest Rates. Apply for a loan and check eligibility criteria

Now let’s have a clear understanding of the various loans that are provided by the HSBC bank:

The major loans that are provided by the bank include personal loan, home loan, loan against property.

Eligibility criteria to get HSBC Personal Loan, Home Loans:

One should be in age between 21 and 58(salaried), 60( Government employee) and 65 in case one is self employed. One can get a loan of up to 10 crores based on their requirement. If the applicant is self employed the minimum income one should possess is 7.5 lakh per annum. The minimum income that salaried persons should have to be eligible for HSBC loans is 5 lakh per annum.

HSBC Personal loan
How to Get HSBC Personal & Home loan

A . Home loans:

There are two types of home loans provided by the HSBC bank. The features and the benefits of both the types of home loans is different and has its own benefits. The two types of home loans are HSBC smart home loan and classic home loan.

The interest rate for the smart home loan is 9.10 for salaried persons and 9.20 for self employed persons. The interest rate for the classic home loan is 8.55 for salaried persons and 8.65 for self employed. The applicants can select their choice of loan they want to opt as per the interest rates and other benefits and features of the loans.

B. Personal loans:

One can attain personal loan of amount of up to 30 lakhs. The interest rate of this banks personal loan starts from 10.50 percent and varies depending on the other factors. One should have a bank account in this bank active for at least three months to be eligible to apply for personal loan. There are various documents that are to be submitted while applying for personal loan which includes your identification proofs like your aadhar card, pan card, passport etc. And also your address proof like your electricity bill, gas bill, water bill and etc.

The repayment loan of the HSBC bank personal loan differs from 6 months to 5 years based on the other related factors.

C. Loan against Property:

HSBC bank also provides loans against property for both the salaried and the self employed persons. One can get a loan of up to 10 crore based on the pro5they mortgage to bank. The interest rate for this type of loan starts from 8.80 percent. You will have to submit all your identity proofs and address proof along with the complete property documents to the bank. You can visit the nearest HSBC bank branch and apply for the loan. In case of any queries related to loans you can contact HSBC customer care numbers 1800 266 3456/1800 120 4722 at any time.

Keep following the page for more updates and more information on HSBC net banking and other related services. For more details visit the HSBC official site at hsbc.co.in

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Apply for HSBC Saving Account Credit Card and Debit Card Online

How can I get HSBC Debit and Credit Card Online, Apply for HSBC Saving Account Credit Card and Debit Card Online. How to open HSBC Net banking . HSBC Savings Debit Card, HSBC Advance Platinum Debit Card, HSBC Premier Platinum Debit Card..,

HSBC bank lets you register for online banking wherein you can access all the features of your HSBC bank account. You can transfer your money online to other bank accounts, get bank transactions periodically, extract e statements, and also you can get to access your account online at any time with no time barriers.

HSBC Net Banking

Below are the various steps to get registered yourself HSBC internet banking:

  • All you need to do is to visit the internet banking registration page of the HSBC bank which is https://www.hsbc.co.in/security/registration/.
  • In the next page you will be required to provide your credit card or debit card or phone banking number.
  • If you provide your debit card or credit card you will be required to provide your respective pin also.
  • Once you provide all the required information a page appears asking you to set your user id and password. Enter your user id and pin as per your convenience and then submit. Now you have successfully registered with the internet banking service of HSBC bank.
  • You will definitely get a message to your registered mobile number regarding your online registration for internet banking services.

The HSBC bank provides debit cards to its account holders for easy withdrawal of cash at anytime and anywhere. There are various types of debit cards provided by the bank which includes HSBC debit card, HSBC advance platinum debit card and premier platinum debit card.

HSBC Credit Card
Apply for HSBC Debit & Credit Card Online

HSBC Debit Card and Its types:

HSBC savings debit card : This is the basic debit card provided to all the account holders and customers can withdraw amount from any nearby ATM. The daily cash withdrawal limit in this card is rupees 1lakh per day and for purchase this card limits you at 1lakh.

HSBC advance platinum debit card: Users who are using this card have a limit of up to 2 lakh rupees of cash withdrawal and also point of purchase limit remains same at maximum of 2lakhs.

HSBC premier platinum debit card: Users using this card can avail maximum withdrawal of 2.5 lakh per day and at the point of purchase too.

Users can make their choice in choosing their debit cards based on their usage and requirements.

Now let’s have a clear understanding of the HSBC bank credit cards and its services available to the customers:

Eligibility to get HSBC Credit Card

One should be of age in between 18 and 65 to avail the credit card facility of HSBC bank.

Both the salaried persons and self employed can utilize this opportunity.

The eligible customers should make sure to have all the required documents like your aadhar card, passport, pan card, address proof and other mandatory identification proofs.

This bank credit card offers various types of benefits like travel, dining, fuel, shopping, cash back and movies etc.

An over limit fee of 500 per month is collected by the bank if someone crosses the limit.

HSBC Credit Cards and its types:

Below is the list of the various credit cards provided by the HSBC bank to its customers along with the interest rate charged by the bank:

HSBC Visa Platinum Credit Card, Premier Master Credit Card, Advance Visa Platinum Credit Card, MMT Signature Credit Card, MMT Platinum Credit Card.

HSBC Visa Platinum Credit Card: Users can join this credit card scheme with zero joining fees and this credit card carries a monthly interest rate of 3.30 percent.

HSBC Premier Master Credit Card: There is no joining fee for the customers to join this credit card and the interest rate carried by this card is 2.49 percent.

Advance Visa Platinum Credit Card: There is no joining fee for this type of card and this card carries a interest rate of 3.35 percent.

HSBC MMT Signature Credit Card : For this type of credit card one has to pay a joining fees of rupees 3500 and the interest rate carried by this card is 3.10 percent.

MMT Platinum Credit Card: The joining fee for this type of credit card is rupees 500. The interest rate for this card is 3.30 percent.

Apply for HSBC Credit Card online:

All you need to do in the first page is to visit the HSBC official website then go to the credit card page wherein you will find various credit card services provided by the bank.

From the various credit card options available select the card you wanted to apply for and read the eligibility criteria for that particular card. You will be required to submit answers to certain questions to check your eligibility requirements. If you are eligible then you will be taken to an application page wherein you will be required to fill the application and also don’t forget to attach all the required documents.

Once you have submitted the application along with the document attached you will receive a message to your registered mobile number stating your acknowledgment number. You can track the status of your credit card by using that specific number.

HSBC Credit Card Status

You can check the status of your credit card by following the below steps.

Visit the HSBC bank official website and then under the credit card tab go to Track your Credit Card Application Status wherein you will be required to provide certain details like your credit card application number, mobile number etc.

Keep visit our web page at net-banking.co.in/ for more information on hsbc debit and credit. For more details visit HSBC official site at https://www.hsbc.co.in/

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HSBC FD Account Online, HSBC Bank Fixed Deposit Interest Rates

How to open HSBC FD Account Online? Know about HSBC Bank Fixed Deposit Interest Rate online at hsbc.co.in/

The HSBC bank also provides fixed deposit facility for all the customers. There are basically two types of fixed deposit accounts that are made available by the bank to its customers which include FD with premature withdrawal facility and FD without premature withdrawal facility. However the amount in your FD without premature withdrawal can also be withdrawn under certain circumstances by paying some percentage of penalty to bank.

The minimum period for fixed deposit is 7 days and maximum for the same is 4 years. The minimum amount that one should credit to their FD account is rupees ten thousand. Customer should submit their identity proofs as well as address proofs to open fixed deposit account with HSBC bank. The interest rate on the FD account varies from 3.25 percent to 4 percent based on how long you keep your fixed deposit or the tenure you opt for the fixed deposit account.

HSBC FD Account Online
HSBC Fixed Deposit Account open online

Know about HSBC FD Account online

Here are the steps that can help you opt for HSBC Fixed Deposit (FD) Account online :

  • If you are already a customer of HSBC then you can directly login to your internet banking service and go to accounts section available in the net banking.
  • Then search for option which says open new fixed deposit.
  • Next you will be required to select the currency you want to deposit.
  • In this step you will be asked to select the tenure for which you want to choose fixed deposit for.
  • In the next step provide your account details from which the money to your new fixed deposit account has to be debited.
  • Now enter the amount of rupees you want to credit to your new fixed deposit account in the section which says ‘amount to debit’.
  • Then click on open option. Then a page appears displaying all your information that you have provided earlier. Click confirm.
  • You have now successfully opened fixed deposit account with HSBC bank.

The HSBC bank always work together to achieve the full satisfaction of its customers by providing various services and so provides customer service desk to deal with the customers problem at all levels making sure that all the customers are given much priority. Here are the list of some customer care numbers you can contact.

In case of any issues you can contact the customer service numbers as provided below.

  • Personal Banking: 800-975-4722
  • HSBC Premier Banking: 888-662-4722
  • HSBC Advance: 866-584-4722

How to open HSBC Bank Account Online

Keep following the page for more updates and more information on banking and other related services.

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HSBC Bank Account Opening Online Min. Balance Debit Card Credit Card Eligibility

HSBC Bank Account Opening Online, Minimum balance to maintain in HSBC Account, How to get HSBC Credit card and Debit Card online at https://www.hsbc.co.in

HSBC is a British based company founded in the year 1865 and has been running successfully all these years. HSBC is one of the leading public sector companies in India with decent number of customer base. The company renders its services all around the world with its head quarters in London.

HSBC is into global banking, commercial banking, retail banking, wealth management and many more other banking related services. In India HSBC provides various services to its services which includes net banking, credit cards, debit card, various savings plans, personal and home loans and many more.

HSBC Bank Account Opening Online Registration
HSBC Bank Account Opening Online

Opening HSBC Bank Account online:

  • You can directly visit the home page of HSBC bank which is https://www.hsbc.co.in
  • Go to the banking option you can find in the left side corner of the page.
  • In the next page you will be required to select the type of account you want to open.
  • Click on get started to go further in filling the application form and you will be asked to fill in your required details in the application form and submit.
  • You will be required to attach your identity proofs and you can also visit your nearest HSBC bank branch and fill in the application form manually and submit it to the bank personnel.

Minimum balance to maintain in HSBC Account:

It is to be noted that there is no minimum balance that will be required by you to maintain if you are opting for a basic savings account in HSBC. One can open basic savings account in HSBC bank. You will receive all the services which includes debit card, internet banking, cheque book, withdrawal facility. There is a daily withdrawal limit of 25000 rupees in cash and 10000 rupees in purchase for this basic savings account holders.

There are various savings accounts designed by the bank namely premier savings account, advance savings account and HSBC everyday savings account. Each of these accounts have their own benefits and different options available to the customers to select the type of account they want to open.

There is one more savings account that customers can seek wherein which you will be required to maintain a minimum average quarterly balance of 150000 rupees. The HSBC bank provides some additional benefits to customers using this type of account.

Know about: HSBC Credit Card and Debit Card Eligibility – Click here

For more details, visit HSBC Bank Official site at https://www.hsbc.co.in. Keep following the page for more updates and more information on banking and other related services.

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PM Kisan Samman Nidhi Yojana online Registration Procedure

How to apply PM Kisan Samman Nidhi Yojana online? Register for PM Kisan Samman Nidhi Yojana 2020 with Aadhar Card. PM Kisan Samman Yojana – Check Status

India is a huge country with very large population. Most of the Indian society is covered with villages wherein farmers are the main source pf providing food to the large population of India. Most of the times, the weather in India is unpredictable and so the farmers are the primary people to get effected with the unpredictable weather of the country as the farms and fields depend on the climatic conditions.

So the lives of the farmers in India also depend on the climatic conditions,. If the climate is favorable for the farms and fields then the farmers will be able to taste the essence of profit and also their food.

So in order to help the farmers with their livelihood the government of India has taken many initiatives so that the farmers will be able to survive on their own. One of such schemes is the recently launched PM Kisan Samman Nidhi Yojana scheme launched in the year 2019 in order to help the farmers of the country financially and help them in times of need.

The government is also taking steps towards digitalization and so even this scheme has been digitized and people can apply for this scheme online and can also check their eligibility online. For the year 2020, the application process has been started and you can apply for this scheme as early as possible through online without any causing any trouble for yourself.

PM Kisan Samman Nidhi Yojana online
PM Kisan Samman Nidhi Yojana

Under this scheme all the registered farmers will be able to receive an amount of around 6000 rupees per year. The amount will be directly credited to the bank account of the candidate in three equal installments within the year. The overall budget that has been allocated by the government under this scheme is an amount of 75000 crores per annum. This scheme is in active mode since December 2019 and is running successfully.

In this article let’s have a clear understanding of the procedure and steps to apply for PM kisan samman Nidhi Yojana.

Keep in mind that there are certain documents that you would need definitely to apply for this scheme. Make sure to have aadhar card, land documents, bank account details and also your other identity documents that can support your application.

Apply for PM Kisan Samman Nidhi Yojana online

  • In the first step all you need to do is to visit the Official Website of PMKSNY – PM Kisan Samman Nidhi which is https://pmkisan.gov.in/
  • Then go to the option which says farmers corner.
  • Search for option called “New Registration or Edit Aadhar Detail or Check Beneficiary Status”
  • Then a page appears wherein you will be asked to enter your aadhar card details. Provide your details correctly without any errors. Also enter the captcha code given.
  • Then click on submit option. You have now successfully applied for the scheme and you can check the name in the official website later if your name has been selected for the scheme.

Hope the article is informative and has helped you to apply successfully for the scheme.