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Indian Overseas Bank (IOB) Account Balance by SMS, Net banking

How to know Indian Overseas Bank (IOB) Account Balance by SMS, Net banking? How to Find IOB Account Balance through SMS / Internet Banking .

Indian overseas Bank is one of the majorly operated public sector banks in India. The bank plays major role in banking sector in India with a huge branch base of about 3400 branches all over India.

The bank also has ATMs of about 3300 spreading all over India providing services to all kinds of people. Indian overseas Bank always tries to serve its best to its customers hoping to satisfy the needs of their customers. All that is needed to retain customers of any company is to satisfy the needs, that is what is being done by the management of Indian overseas Bank.

Indian Overseas Bank Account Balance Check at IOB official website
Indian Overseas Bank Account Balance Check Now

With the changing scenario and the digitization, the Indian overseas Bank has opted to provide online services to its customers through provision of mobile and internet banking services. The evolution of internet banking and the mobile banking has helped both the customers and the organizations to save their time and as well the physical effort. People can get to do their work through online without visiting banks all the time and wasting time by standing in queue for getting their service done.

You can also view your balance that you have in your account just by sitting at your home by using various methods like SMS, internet banking and online. If you are searching to check balance of your IOB bank balance then you are at the perfect place, here is the article helping you to know your IOB bank balance just by following few steps.

 Knowing Indian Overseas Bank (IOB) Account Balance by SMS:

You can easily get to know your account balance through SMS by following the below mentioned steps.

  • To avail this opportunity one needs to get their mobile phone number registered with the IOB account.
  • All that you need to do is to send a message to the number 8424022122, asking for balance enquiry. The Performa you need to follow while sending the message is ‘BAL /space/ last 4 digit Account Number.

Here with this you have requested for your balance enquiry and that you will receive your balance information to your registered mobile phone number within few hours.

Knowing Indian Overseas Bank (IOB) Account Balance by using Net banking?

The days have changed and now most of us use net banking to do most of our bank transfers and details.

Here are the few steps to know your balance of IOB bank using your Net banking.

  • For availing this facility all that you need to have is Net banking option provided by this IOB bank.
  • All you need to do is to open the website with web address https://www.iobnet.co.in/index.html
  • That is the page of the IOB bank netbanking and you need to login to your netbanking account of IOB bank using your user ID and password.
  • After logging in click on the option balance enquiry to check your IOB bank balance.

Hoping the article is informative and is useful for you to know your balance enquiry.

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OBC ATM Green Pin Generation, Interest Rates for OBC Home Loans

How to Generate OBC ATM Green Pin? OBC Home Loan Interest Rates. Oriental Bank of Commerce Interest Rates for Home Loans. How to Generate Oriental bank of Commerce ATM Pin. OBC ATM Green Pin Generation, Interest Rates for Home Loans

Most of the times we promote paperless transactions for our own safety and convenience. Paperless work helps us to use the technology in a good manner and also for the safety in case of passwords and private information.

Now everything is made online and we can get to do most of our work in computer or the websites which makes the normal individual not to visit the government officials or the higher authorities for our own information.

OBC ATM green pin was introduced by the state bank of India in the year 2016 to improve the security for its customers regarding their ATM pin and password.

How to Generate OBC ATM Green Pin
Generate OBC ATM Green Pin

Steps to Generate OBC ATM Green Pin

Here are the steps that are very simple and understandable even by the villagers to make use of the Green pin facility provided by the banks.

Step one will require you to visit your nearest ATM. Once you visit the ATM insert your ATM card and then once the main menu opens select the option to generate pin.

The next displayed page will ask you to enter your eleven digit account number, once you enter your account number without any mistakes click on confirm option.

Here all you need to do is to enter your registered mobile number twice and then click confirm.

Once your registered mobile number is verified then you will be displayed a message saying ‘Your Green PIN will be shortly delivered to your registered mobile number’ Click on confirm option again and another message would be displayed again on the ATM screen saying ‘Your Green PIN generation has been successful and you will receive the same on your registered mobile number.’

Finally the customer will get the OTP to their registered mobile number which the customer can use within 2 days and generate their own pin. You can also generate your own ATM pin by using SMS mode or the IVR.

OBC Home Loan Interest Rates

The OBS provides the best home loan interest rates which starts from 8.75%

The interest rate for the home loan varies as per the individual’s income, type, amount and the occupation. There is also special concession in interest rates for certain people like women borrowers and certain special borrowers.

Hope the article is useful and informative.

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Oriental Bank of Commerce OBC Net Banking Online Services for New Users

Oriental Bank of Commerce OBC Net Banking, Online Services for new users. How to Register OBC Bank Internet Banking and Mobile Banking at obconline.co.in/
With the faster growing banking facilities and networking, the scope of banking sector has raised to a great level and with the evolving changes in the society and the societal needs , the banks are also coming up with the services that make the customers comfortable and satisfied. Of all such services provided by the banks, internet banking is one of such services. Oriental Bank of commerce, one of the public sector banks. The bank offers various services to its customers like internet banking, mobile banking, loan facility, provision of ATM cards and many more.

OBC Net Banking
Oriental Bank of Commerce OBC Net Banking

If you are searching for activation of your internet banking for OBC bank then you are just few steps away.

Oriental Bank of Commerce OBC Net Banking Registration

The following steps will lead you to creation of your internet banking services for OBC Bank:
Step 1 :
The first thing you need to make sure is that whether your mobile number is linked to your bank account. If you have already linked then you can proceed for activation of your internet banking services. If you have not linked your mobile number then firstly you need to link up your mobile number to account.
Step 2 :
Once you are sure that your mobile number is linked to the bank account then you need to visit to the official website of the Oriental Bank of commerce, then click on the accounts tab and click on the registration option.
Step 3 :
Once you click on registration option, you will be redirected to a new webpage where there appears the application form for internet banking services, you need to fill in all the details asked for, the details asked will include your name, account number, PAN Card number, date of birth and so on.
Step 4 :
Once you fill in all the details, click verify. After verification of your details, then you will get a login details to your registered mobile number, from then on you can easily have access to your bank account by using bank official website.
Step 5 :
With the details that you received through the message, you can login and have complete access to your account and use it from your doorstep itself.
Various services provided by the Oriental Bank of commerce include the following

  • Generation of bank statement by customer himself.
  • Can know the status of cheques and can also stop cheque.
  •  Transfer of funds from one account to other.
  • Can make NEFT payments.
  • One can also make payments of electricity, phone bills and also credit card bills and so on.
  • There is a facility for the customers to book their tickets for airlines or for bus or trains.
  • You can change your password of your internet banking.
  •  You can also have a clear enquiry of all your financial and non financial activities you have done using your account.

Hope the article is informative about the various services provided by bank through internet and also how to have easy access to internet banking services.

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Merging Regional Rural Banks (RRBs) Sponsored by Canara Bank in the State of Karnataka

Amalgamation of Regional Rural Banks in the state of Karnataka sponsored by Canara Bank. Merging Regional Rural Banks (RRBs) Sponsored by Canara Bank in the State of Karnataka.

Rural areas are the main of our country that yield the main part of the economy. The villages and the rural areas may not sponsor much to the national budget or the economy’s wealth yet the rural areas are the main backbone for the country.

Earlier there were no banks helping the rural people and for their prosperity, now with the emergence of the new levels of banking systems, and the services that are being wide spread, the rural areas are also been well versed with the banking opportunities. The rural people are also getting a little awareness about the services and the benefits that the villagers can get by using the banking system and the services.

Merging Regional Rural Banks in the State of karnataka
Regional Rural Banks Merging to Canara Bank

Banks provide various types of services including loans to the farmers to help their crops grow and hence get profit margin to their work done for making the crop grow in such a healthy manner. The various schemes implemented by the government officials to help the people in the backward areas who live on farming sector and other little wages, to get their scheme money to the fullest through bank deposits directly to the customer’s account. Most of them get benefit only through banks.

Kaveri Grameena Bank is under the sponsorship of State Bank of India and the Pragathi Krishna Grameena Bank is under the sponsorship of Canara Bank. Both the Grameena banks are under the banks that have their own place in public opinion. The proposal for the amalgamation of these two Grameen banks has been under proposal. The amalgamation was done to the RRBs located in the state of Karnataka only and that carries various formal notifications and modalities.

Merging Regional Rural Banks (RRBs) Sponsored by Canara Bank

After the amalgamation the undertaking of both the combined banks RRBs will be taken by Canara Bank. The officials and the employees will be guided and paid as per the norms and standards of the Canada Bank. There are certain modalities during the amalgamation of these RRBs which includes transfer of stake of sponsor banks should be at the face value of shares,

The main things carried out in Pragathi Krishna Grameena Bank include Technology implementation and digitization. Earlier there was already amalgamation of two banks. Pragathi Krishna Grameena Bank has been evolved by amalgamation of the stated Krishna Grameena Bank and the Pragathi Grameena Bank in the year 2013 and now the proposal was made to merge the Pragathi Krishna Grameena Bank and the Kaveri Grameena Bank.

The Kaveri Grameena bank is now being operated in 10 districts of South Karnataka maintaining 502 branches. The bank came in to existence in the year 2012 and locating head quarters in Mysore. Both the banks have high customer base and render their own kinds of personalized services to its customers.

Hopefully the article is informative and helped you get information about the amalgamation of the RRB in the state of Karnataka. Follow us for more information and details about the proposal made for the new amalgamation.

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Bandhan Bank Interest Rates for Fixed Deposit FD, RD Branches in India

Bandhan Bank Interest Rates for Fixed Deposits (FD) and Recurring Deposits (RD) and Branches in India. Bandhan Bank Fixed Deposit (FD), Recurring Deposit (RD) Interest Rates. Bandhan Bank Branches in all over India.
Banking is never too easy. Inspite of the various changes that are occurring in banking sector, yet banks are trying to make people to feel their presence in the market. Each bank has its own advantages by providing customized services to its customers of varied needs. Bandhan bank is such of a kind providing various varied and diversified service to its loyal customers.

Bandhan Bank Interest Rates and Branches in India
Bandhan Bank Interest Rates

Because of the digitalization that the world is passing through, there are certain threats to the physical banks because of the easy use of banking services through online at your own place. Now the banks are providing digital services to its customers and by placing all kinds of services on the online platform which is easy for both service providers and service users.

Bandhan Bank Interest Rates for Fixed Deposits (FD) and Recurring Deposits (RD)

Amongst the various things that people look before investing or saving in banks is the interest rate that the bank is actually providing to its customers. On that note, Bandhan bank provides best range of interest rates that attract the customers for further investment which also helps customers to make a habit of saving. The Bandhan banks policy of providing good rate of interest on fixed deposits help people to make deposit in fixed deposits that people might use for a longer term benefits and the medium term financial requirements. The Bandhan bank gives interest of 7.55% on term deposits. The bank also provides special interest rates to senior citizens for the extra benefits.

The interest rate for the senior citizens is a bit higher than the normal fixed deposits made by the common people. The rate may not be of a great difference but higher than the normal one. The average fixed deposits interest rate for the senior citizens is between 4.25% p.a. to 8.15% p.a.

Bandhan Bank Branches in Various Cities in India

The Bandhan bank has wide spread branches in most of the cities covering almost all the major cities and parts of the country. The banks provide diversified services and banking products to people living in various phases of the country. The Bandhan bank has its branches in various different cities including ANDAMAN AND NICOBAR ISLAND, ANDHRA PRADESH, ARUNACHAL PRADESH, ASSAM, BIHAR, CHANDIGARH, CHHATTISGARH, DADRA AND NAGAR HAVELI, DELHI, GOA, GUJARAT, HARYANA, HIMACHAL PRADESH, JAMMU AND KASHMIR, JHARKHAND, KARNATAKA, KERALA, MADHYA PRADESH, MAHARASHTRA, MANIPUR, MEGHALAYA, MIZORAM, NAGALAND, ODISHA, PUDUCHERRY, PUNJAB, RAJASTHAN, SIKKIM, TAMIL NADU, TELANGANA, TRIPURA, UTTAR PRADESH, UTTARAKHAND, WEST BENGAL.

The Bandhan bank has been guiding and helping customers to receive the services. Here is the article helping you to know the interest rates and the branches the Bandhan bank has opened in various cities all around the country. Follow the page for much information about the interest rates and the services provided by various banks and their branches.

With the information provided here you can get to Know about the investment you can make if you wish to make deposit in fixed deposits and make clear deposits to get more interest rates.